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Residential Investment

Specialist, structured finance of up to £100m+ for all residential real estate classes. Includes PBSA, BTR, HMOs and more.

Residential investment goes far beyond the ordinary residential buy-to-let mortgage. Developing a residential portfolio, from single units to large schemes like Purpose Built Student Accommodation is increasingly attractive.


Each investment is unique. It is important to fully understand you (the client), the current financials, the scale and nature of the proposed scheme, and its location in order to link you with the most appropriate lender for your needs.

Key Information About This Service

  • Loans from £500,000 - £100m+

  • Up to 85% LTV senior debt

  • All asset classes considered – Inc PBSA, BTR, portfolio’s single assets

  • UK Only

  • Rates from 2.5% +base pa

  • Mezzanine and equity considered

  • Terms from 2 to 35 years

  • Complex structures, including off-shore and non-UK residents

One of the key challenges in securing residential investment finance is that applications rarely fit comfortably into a tick box assessment. Each case is nuanced, and it is the nuances that can cause many large lenders on the open market, especially high street banks, to take a very long time to deliver a decision, and in most cases the decision is still a refusal.


At Link Capital UK, we have invested a lot of time and energy into developing a vetted network of lenders with whom we have built close working relationships, and with whom we share common values around honesty, transparency, and professionalism.


The most important aspects of those relationships are our joint determination to see the loanee succeed and not default, and our shared willingness to review applications on a case by case basis, ensuring that all the strengths, weaknesses, opportunities, and risks of each client are fairly assessed.


By taking this client focused approach, and by choosing to work only with carefully selected lenders, we have been able to deliver various types of specialist structured finance to clients who would have otherwise been refused.

Our Experts Support You

through impartial advice and access to...

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Bespoke Structured Finance

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A Vetted Lender Network

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Secured & Unsecured Loans

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Fastest Turnaround Times

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Up to 100% Funding

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All Levels of Debt & Equity

How We Helped

some of our other clients to succeed...

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One example of a very specific benefit of working with us was when our significant expertise with inter-creditor deeds (ICDs) helped to deliver a £51m development of 220 units in Birmingham.

Due to an unexpected rise in the cost of materials, the development faced a shortfall in funding of over £3m. Without some kind of top-up financing, the whole project would have stalled.

Where other brokers had failed to secure the necessary funding, our specific knowledge and experience in dealing with ICDs, and our relationship with a small number of very particular lenders, meant that we were able to negotiate and secure mezzanine funding that allowed the development to be successfully delivered.

We are very proud of this achievement as it was a direct outcome of our efforts to position ourselves as a ‘best-of-breed’ provider in matters involving ICDs.

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Ready To Speak To An Expert?

Call us now on 0203 916 5558 or request a callback using the button below...

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