Invoice Factoring
Specialist, structured, finance to unlock funds in your outstanding invoices, typically with very fast turnaround times.
Invoice factoring is a popular financing option for businesses that have a steady stream of invoices but struggle with cash flow issues due to long payment cycles. It can help businesses free up cash quickly to cover operational expenses, invest in growth opportunities, or manage unexpected expenses.
Each application is unique. It is important to fully understand you (the client), the current financials, the scale and cycles of your business, and its location in order to link you with the most appropriate lender for your needs.
Key Information About This Service
Loans from £5k - £3m+
Up to 99% of the invoice value
We offer bespoke solutions and advice
Rates starting from 1% pa
All business types considered
UK businesses only
Invoice factoring, also known as accounts receivable factoring, is a type of financing that allows businesses to sell their outstanding invoices or receivables to a third-party financial company or a factor at a discount.
In exchange, the factor provides the business with immediate cash, usually within 24 to 48 hours, instead of waiting for their customers to pay the full invoice amount, which can take several weeks or even months.
The factor then takes on the responsibility of collecting the full amount of the invoice from the business's customers. Once the factor receives the full payment, they deduct their fees and remit the remaining balance back to the business. The fees charged by the factor typically range from 1% to 5% of the total invoice amount, depending on the creditworthiness of the business and its customers, the industry, and the terms of the agreement.
Our Experts Support You
through impartial advice and access to...
Bespoke Structured Finance
A Vetted Lender Network
Secured & Unsecured Loans
Fastest Turnaround Times
Up to 100% Funding
All Levels of Debt & Equity
How We Helped
some of our other clients to succeed...
One example of a very specific benefit of working with us was when our significant expertise with inter-creditor deeds (ICDs) helped to deliver a £51m development of 220 units in Birmingham.
Due to an unexpected rise in the cost of materials, the development faced a shortfall in funding of over £3m. Without some kind of top-up financing, the whole project would have stalled.
Where other brokers had failed to secure the necessary funding, our specific knowledge and experience in dealing with ICDs, and our relationship with a small number of very particular lenders, meant that we were able to negotiate and secure mezzanine funding that allowed the development to be successfully delivered.
We are very proud of this achievement as it was a direct outcome of our efforts to position ourselves as a ‘best-of-breed’ provider in matters involving ICDs.